Baccarat is one of the most widely available casino games in the world and is considered one of the big four in terms of table games (the others being Blackjack, Roulette and to a lesser degree Craps). Baccarat is a simple game to play and is especially popular with high rollers and players of an Asian demographic. General Rules of Play.

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The fact that there are various procedures and several types of bets in the game of Baccarat makes the latter an intimidating games. In fact, when a player gets familiar with the specific features of baccarat, the game could be a lot of fun.

There are two major bets that can be made against the casino at the game of baccarat. Players are given the chance to make either the Player bet or the Banker bet. There is also another bet, called the Tie bet.

Players need to be aware of the fact that each of these betting options has a certain spot on the game's table. In addition, different bets bring different pay-off, so they need to keep this in mind when choosing which one to use.

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Making the Bets

As mentioned above, each baccarat wager has to be made at a specific place at the table. Each baccarat table, regardless of its size, features a round betting area section off into seat numbers. The section that is closest to players is the Player bet area. The Banker bet area is located in the middle of the table, and the Tie betting area is situated closest to the centre of the baccarat table. The chips and commission boxes are located right in front of the dealer.

In order to play, casino customers need to place their wagers on the area they would like to bet on. Probably the most common table layout that can be seen on casino floors is the one of the mini bacarat table. The big table baccarat game looks very much alike two mini table connected to each other in an eight-shape figure.

When the game of baccarat is played with eight complete decks, the probability of the Banker bet equals to about 0.46, while the probability of a tie is less than 0.10. The main idea of these calculations is for the casino customers to consider the possible six-card sequences.

The house edge over the Player bet is 1.24%. In comparison, when it comes to the house advantage over the Banker bet, it is calculated to equal from 1.24% to 1.06%, where 2.29% is the effective casino tax on the Banker's winnings.

In addition, there could be certain abnormal compositions of the card shoe at times when successive coups are dealt. Such compositions could lead to fluctuations in the expectations of the two main baccarat bets which are normally sufficient to overcome the house advantage.

The Player Bet

Choosing the Player bet basically means that casino customers place a wager on the probability for the Player bet to be equal to 9 or at least closer to this value than the Banker bet.

The pay-off of the Player bet is 1 to 1, and is considered to have a bit less favourable rules when it comes to the third-card rule. It also acts first, which brings a slightly higher house edge in comparison to the one featured by the Banker bet.

The Banker Bet

The Banker bet is known as the most popular baccarat bet. Choosing this wager basically means that the player makes the presumption that it is the Banker bet that is closest or equal to the value of 9. This wager pays of 1 to 1, minus a commission of 5%.

This is considered as the most favourable bet to casino customers, as it offers the lowest house edge and great third-card rules. Still, players need to be aware of the fact that due to the more favourable rules of this kind of wager, a 5% commission will be charged to them. This is why players are recommended to manage their bankroll carefully in order to make sure they have enough money left at the end in order to pay the commission when leaving the table.

The Tie Bet

The bet on “ties” comes more like an addition to the wagers on the Player and Banker hands. By choosing this bet, the player presumes that the Banker and Player hands share the same total. It they turn out to be right, they are paid 8 to 1.

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Unfortunately, the truth is that the odds of such a thing happening are quite small. Actually, the probability of a tie to happen is about 9.52%, which makes the expectation of the bet around 4.90%. This leads to the casino getting more than 15% advantage on this bet. This is exactly the reason why the Tie bet is considered one of the most unfavourable for players, especially when compared to the other two bets.

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Still, no matter how low the probability is, it depends on the subset of the cards that remained unplayed. If we take for example a highly improbable and extreme event that the entire residual deck consists only of cards of the value of 10, then the probability of the Banker and the Player making a tie is equal to one. This makes the expectation nine. In such a case, the strategies associated with card-counting will potentially bring an advantage to players.